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  1. #11
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    Chef Niloc's Avatar
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    When I left my last job I lost my health plan & 401, kinda sucks. I can work without the 401 but I need to find a affordable health plan option.

  2. #12

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    exactly. I'm losing out on the health care. Going into it with a not so great plan that cost a ton.

  3. #13
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    I'm looking into finding a good personnel plane but have not found one yet, they all seem to be worse then my last ( which was not that good) and cost a ton of $$.
    What I have always done is count my benefits from my last job as part of my salary. For example, Let's say at my last job I made 50k a year. the owners matched unto $200 a month for a 401k, that's 2400 a year. My benefits cost them $600 a month, that's $7200 a year. I got a Christmas bonus each year of $1000. So at my last job I made $60600
    When negotiating salary I keep that # in my head. If I have a job but I'm looking for a new/ better one I would need at least 67k to take the job ( about 10% more then I was making). If I'm am out of work, well beggars can't be picky, I would take a job for 55k ( about a 10%) pay cut. It goes with out saying that I would keep looking for a new better paying job if I went this route.

    If it would help you can pt me with real numbers and the type of places you are talking about and I can tell you if it's in line with what's being payed out there.
    Example at my last job my sous got payed 65k a year plus benefits payed, no 401 k match. I feel that he was payed very well.
    Colin

  4. #14

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    Good health care plans are very hard to come by in this industry. Especially if I had kids, it would probably be my top priority. You would think for people who work such long hours under stressful and dangerous situations, healthcare would be a given.

    What I have always done is count my benefits from my last job as part of my salary. For example, Let's say at my last job I made 50k a year. the owners matched unto $200 a month for a 401k, that's 2400 a year. My benefits cost them $600 a month, that's $7200 a year. I got a Christmas bonus each year of $1000. So at my last job I made $60600
    Another thing to consider here, if you are going from a job with health benefits, to one with a higher salary but no health benefits, is not only what your plan cost your previous employer, but what a similar plan will cost you. it might have cost your employer $7200, but if you are paying out of pocket, it might cost you $10k+ for the same plan, especially if you have kids/s.o. on with you.

    Maybe the best thing a chef can do is marry someone who works somewhere corporate and you can get on their plan, haha.

  5. #15
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    Quote Originally Posted by JohnnyChance View Post
    Maybe the best thing a chef can do is marry someone who works somewhere corporate and you can get on their plan, haha.
    funny, yet sound advice. One of the two parents really needs to have a job where an affordable family plan is offered, as it's typically $1,200-$1,500/ month. Either that, or one needs a job with a high enough salary that the plan cost is peanuts For a single person with no kids, it's much easier to follow your heart.
    __________
    David (WildBoar's Kitchen)

  6. #16


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    Healthcare cost is outrageous and if you've got pre-existing conditions you're screwed.

  7. #17

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    Quote Originally Posted by Dave Martell View Post
    Healthcare cost is outrageous and if you've got pre-existing conditions you're screwed.
    Dave,

    you said it brother!

  8. #18

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    Let me preface this by saying I am a corporate guy, ( burger flipper is my actual title). But I like playing the corporate "game" and seeing how far I can go. There are always ways to challenge yourself if you get bored. It may not always be strictly food oriented, but it is still there. That is why I have to cook at home.

    In my experiance, the time/money equation will always be in your favor with a corporation. The next few years are not going to get easier, and the comfort of having things like insurance and retirement, especially for my son, far outweight and potential creative outlets.

    I am very comfortable being a burger flipper and being able to provide for my family.

  9. #19
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    IMO your best bet is to keep your current job, think of your family and the future. You say that you already have a good salary, lifestyle, health benefits, 401K and vacation time. At this stage of life, I wouldn't advise taking a position with more stress and less benefits and vacation. Even though you job may not be the most satisfying, you've got a darn good one and I'd be thankful for that in this economy. You can always find more satisfaction somewhere in your job, I believe, or work to create it yourself! As for the concern over what kind of example this sets for your kids, it's very simple: Your job is but one element of a successful life. The health, safety and happiness of your family is even more important overall.

  10. #20
    Senior Member Citizen Snips's Avatar
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    Quote Originally Posted by cnochef View Post
    IMO your best bet is to keep your current job, think of your family and the future. You say that you already have a good salary, lifestyle, health benefits, 401K and vacation time. At this stage of life, I wouldn't advise taking a position with more stress and less benefits and vacation. Even though you job may not be the most satisfying, you've got a darn good one and I'd be thankful for that in this economy. You can always find more satisfaction somewhere in your job, I believe, or work to create it yourself! As for the concern over what kind of example this sets for your kids, it's very simple: Your job is but one element of a successful life. The health, safety and happiness of your family is even more important overall.
    +1

    this is what a lot of younger people in their younger years dont have to worry about. just go work, stage and get experience. no 22 year old is gonna care about 401k and most likely doesn't have a family to worry about. if you do then benefits, vacation, and future savings become a lot more important. work is fun and all but i think a lot of great chefs have bad home lives because they forget that family comes first....always

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