@HalfBloodHobbit @pete84 I don't disagree with
caveat emptor or the OP needing an alternative to Paypal. I don't know the OP, and I am sure he is a great person, and I am sorry he had to sell the knife to fund his new bow (but then again if there is no meat, then there is nothing to cut???
).
The OP was kind enough to give me the opportunity to buy it but only if I would pay using Cash App or Zelle. I wasn't comfortable with his request, and I asked him if he had an alternative way of accepting payment that would provide some protection - but at that point he had enough interest from other people that he didn't need to continue our conversation.
Zelle and other P2P payment platforms have been particularly problematic for online fraud. The NYT reports that
"Fraud is Flourishing on Zelle" and Bloomberg recently reported,
"US Senators Seek Crackdown on Zelle Amid Complaints of Fraud".
The pattern generally looks like this:
- Longstanding member posts a desirable knife on BST
- KKF member DM's to buy
- Seller says he can only accept payment without recourse like Cashapp/Venmo/Zelle/Paypal Friend & Family etc.
- Trusting KKF buyer sends the money but never receives the knife because OP's account has been hacked or OP is under financial difficulty etc.
This is why the thread at the top of BST is permanently pinned there.
In that thread
@Matus writes:
"Everyone who offers anything for sale in the BST section is obliged to quote a price that includes whatever fees they expect to be paying. That means - if a potential buyer expresses interest via a private communication with the seller and then the seller asks for F&F - please let us know. That is unacceptable and will have consequences for the seller.
Of course we as a mod team can not 'stop' anyone for paying Friends & Family, but every buyer that is about to type 'PM sent' in that WTS thread should know that they are entitled to pay with Goods & Services and not be coerced to cover extra fees or pay with F&F."
In this case I clearly wasn't "entitled to pay with Goods & Services" and the OP had no reservations about requesting payment with no protection. This discussion is particularly pertinent because the OP has quite a few other (very nice) knives posted for sale on BST. His comments suggest that he will continue to request payment without protection for the buyer so I think it is appropriate to clarify this for the community.
Thanks for hearing me out.