I think there are no absolute rules.... a stainless cladded knife might be both less or more flexible than a monosteel, depends on the knives, might be more beautiful to your eyes(silver blade with dark edge) or the opposite( you might like more, patina on the whole blade). As for reactivity, all depends on the quality of the steel(not all carbons are made from the same steel).
Maintenance is the same, since in both cases you have to make the whole blade, or the exposed core dry.
When it comes to thinning, personally, I find it easier to thin a monosteel than a soft stainless cladding( as to why, I feel better respond on the monosteels and I manage to make better shinogi, but maybe that's just me)
A very fine, very cheap knife, to my opinion the most versatile knife out of all that I have is Masahiro Virgin Carbon metal bolster( I assume that everybody must be tired of myself suggesting this knife all the time), but it is just like white 2, at a much cheaper price, plus monosteel(with a tiny little flex-maybe you will not realize it)