Never had any cracking issues quenching in oil before, and I quenched an old, un-clayed blank in water 5 times just to build my confidence. Knowing that and taking a quick glance at the nature of the crack, the edge cooled and contracted too quickly for the clay-coated steel behind it to keep up, creating a lot of tension along the hamon line. I did a fair bit of reading and found that preheating the water is supposed to help; water quenching is known to crack blades because of how aggressive and potentially uneven it is. But if using a heat treating oven makes water quenching gentler by evening out the cooling of the blade, then that's good to know. Don't get me wrong, I'm completely open to using a heat treating oven and I actually really want to get/make one, but I don't have the money for it right now.